In Indonesia many foreigners feels like millionaires like here everything counted in thousands and millions. In one hand (comparing with Europe countries or others) in Indonesia you can say that everything is cheap but in another hand – when you live here longer and only from scholarship amount – you need to start to count and make some savings. So here is my recommendations how to save money during the stay in Indonesia. It’s just advices, nothing is mandatory. Even if I mentioned a lot about Darmasiswa scholarship, still everyone can save some money – foreigners students, travelers or employees. Also you will figure out something for yourself as well, after you spend some time in Indonesia.
Notice: all the prices written according 05 2015 information and from Yogyakarta south area.
Renting: try to agree to rent the place for first 6 months and then extend renting 3 months more, like in summer you most probably will travel more than staying at home. Your stuff you can ask to keep in other Darmasiswa student’s house. If owner wants to rent for 12 months, try to negotiate to rent only 9 months then you can save some money for travels or other things.
Empty place or not enough things that you need:
First, asks the owner of the place, maybe she/he have and not use things that you need.
Check “Facebook” groups of Darmasiswa students, maybe somebody sells things that you need or put ad what you are searching for.
Check second hand shops (for furniture, electrical devices and etc.). You can find there cheaper stuff, but before compare similar stuff prices in regular shops. Maybe the differences of the price between new and second hand won’t be so big and in shop you will get guarantee, second hand shops doesn’t give it.
Some of the things you can make by yourself, for example bamboo shelter, you just need idea, measurements, bamboo and ropes. All tools you can borrow from the house owner or neighbors.
Sometimes Indonesian people, if doesn’t use things, leaves in front their house – if you will see something that you need, before taking just ask if you can take it for free.
If you need just one piece of something (bamboo, rock or whatever else) just ask to take it for free, therefore can bring some cookies.
If you would like sometimes to cook but at home don’t have stove, buy small travel stove. You can use it at home and will be useful for the camping or longer trips. If you won’t use it frequently – can rent it for other student’s trips.
Drinking water: check in different places the prices of new gallon and refills. Like in some places you can find cheaper than in others. Different brands have distinctively different tastes, so try different and choose that you like best.
Turn off all equipment that you don’t use for a night (for example water dispenser) or during you are leaving, traveling.
If the owner will ask pay monthly agreed sum with old electricity counter, ask to show the counter numbers and pay only for amount that you use (but ask this in the polite way, like such request can be understood like you are not trust the owner, calling them a thief).
For the new counter – you can buy at once bigger amount prepaid card (“pulsa”) of electricity.
Gas: check in different places the prices of new gallon and refills. Like in some places you can find cheaper than in others. Depends on the size of gallon will be different price.
Internet: if near around your place is any free Wi-Fi spot (in coffee places with Wi-Fi enough to order a drink) – go there to use internet instead of buying internet modem (if you are not internet addicted). Before decide to buy modem ask local students which operator they are using. Like some operators have better connection in one area than in another. So don’t take operator that has worst connection in your area. You can ask local students maybe somebody has internet modem that they don’t use. So they can sell you cheaper or give for free. For example I bought internet modem from local student for 150 000 Rp and the same one, new in the shop costs 270 000 Rp. In providers client service offices managers put “pulsa” without fee.
Textile: if you want to cover something or to buy curtains and etc. you can make it by yourself – there are places where you can buy textile by kilos or buy material in shops. There are many places that can sew for you what you want. It will cheaper than to buy already sewed stuff in the shop and you will have exactly what you want and need.
Cook at home: if you calculate that cheaper to cook at home than eat in “warungs” – do it. The main thing, if you don’t have fridge the food won’t be fresh couple of days. The fruits are fresh in Indonesia, so you need it eat during maximum couple days, otherwise ants and other insects will make their job :D
Markets/ small shops: buy food and small stuffs in nearest market (better to visit in early morning till ~8:00 am) or in small shops near your place. For me was surprise that the same stuffs in big supermarkets are more expensive than in small ones. As well check couple of different small shops, sometimes even in the same street different shops sells cheaper the same stuff.
Neighbors: if it’s possible buy fruits, vegetables or other stuff from neighbors. It will make stronger relationship with neighbors as well you can get better price.
“Warungs”: eat in “warungs” in small streets. Check some streets around your place. Sometimes “warungs” in front of busy streets are more expensive than in small streets. For example “soto” (rice soup) in small street “warung” cost ~ 6 000 Rp, in bigger street ~ 10 000 Rp.
Imported food: everywhere imported food will be expensive. If you need some spices for your cooking (like oregano and etc.) ask to send your family from home country – probably in your country it’s more cheaper than here.
Misfit: if you have some clothes that not fit you anymore, damage some parts and etc. instead of buying new, you can try to make from it something else. For example from pans – shorts, T-shirt with sleeves – without sleeves and etc.
Dislike: if you dislike some of your clothes, you can organize clothes exchange between other students. They will have as well things that they don’t wear anymore – so you can just change, instead of buying new ones.
KITAS (“Kartu Izin Tinggal Terbatas” – temporary stay permit card): to most of the visiting places you will get bigger discount with KITAS than with student card. So be patient and visit for example Borobudur after you will get KITAS.
Local friends: ask you Indonesian friends maybe they have relatives of friends in place where you are planning to go, so maybe you could stay in their place, rent cheaper a motorbike and etc.
Time: go to trips during rainy season – the prices will be cheaper and in different islands rainy season is different. For example in January, when in Java was raining a lot, in Lombok island 3 weeks during my trip – wasn’t any rain.
Ask local students which operator they are using, like mostly they are using the cheapest one and that has good connection in the exact area. But the cheapest one – sometimes means not the best quality of connection and sometimes can’t be reachable in some areas.
Before choosing operator answer yourself what you need mostly – write SMS, use internet in mobile and something else? Compare some operators prices by your requirements and then choose,
Instead of writing SMS you can use “Watsapp”, “Viber” like Indonesians use this programs more often that writes SMS and also it will be cheaper.
Put at once bigger amount of prepaid sum “pulsa” – like every time to put “pulsa” (for service) will cost.
Talk with local peoples/neighbors: usually they knows someone who can help you, knows someone who have something and etc. – so you can get things a bit cheaper.
Fuel for motorbikes: put the fuel in petrol stations it will be cheaper around ~500 – 1 500 Rp per liter than buy in the streets from bottles. In the evening the petrol stations can be closed, so take care to put fuel before, because at night people who are selling fuel in bottles asks more money than during the day time.
Natural products: instead of buying some chemicals product you can try to use naturals ones.
For example if your home floor is made from cement and it dusty, use coconut cutting – it will make your floor darker and the dust won’t stuck.
From coconut milk you can make some products for your skin, hairs (in internet there is many recipes).
To clean oily hands you can use plant (in bahasa Indonesian) “kemangi”.
Instead of buying air fresher for bathroom – use coffee, it will observe all bad smells in bathroom.
Talk with elder neighbors – they will give you many advices for what to use natural products.
Before buying anything: spend some time to check some different places and compare the prices of the same stuff. It can help you to save some money especially when you will just arrive and will need to buy some stuff as well for things that you are planning to buy quite often.
Laundry: if you don’t want to pay for laundry service – clean your stuff by yourself. To dry it during the rainy season will be a bit more difficult but possible.
Parking: usually the motorbike parking cost 1 000 – 2 000 Rp (other places and 3 000). If you are going somewhere with a friend with 1 motorbike (for example shopping in supermarket) the friend can stay on motorbike and you take all stuffs that needed – in such case the parking guys won’t charge you for parking fee.
The main tip how to save money – negotiate the price anywhere, anytime.
If you know that some things you will buy all the time, try to buy in the same seller to show your locality and ask to get those things cheaper.
Barge the price in second hand shops, markets. Like first price will be given like for foreigner, better even go with local friend, ask him to barge the price.
Ask a discount in transport and any other places – like you are student can show your student card.
If in the shop there are no price tags – you can negotiate the price.
Do you know other ways how to save money in Indonesia? Share your advice and help others! :)
It’s my recommendations how to find a place to live in Indonesia. Mostly this information useful for Darmasiswa scholarship students but as well some parts for those who are planning to come to Indonesia longer than for 1 month and want to stay not in the hotels.
Each island, each city has their own nuance for searching a place to live. My recommendations are based on the experience living in south of Yogyakarta city (Bantul area).
Before I choose the place to live I saw many houses, visited other students places. “Big tent” is my 2nd place where I live in Yogyakarta.
What you need to know about places to live in Indonesia
Hot water: very rare house has it (I haven’t seen any house that would have hot water, only in hotels). Cold water mostly is taken from borehole by automatic pump. In some village houses you can need to use well if you will need water for daily use. The water is the low quality of tap water. It is treated with chemicals (absolutely not drink it)
Toilet style: mostly of the places has “Turkish style” (squat) toilet, you can find sitting style as well but don’t expect that it will be everywhere :).
Furniture: mostly rented places will be fully empty – without any furniture, kitchen equipment (stove, fridge), washing machine and etc. Places with some furniture, air conditioning, and other additional benefits will cost more. If you will live in previous Darmasiswa scholarship students’ houses, probably they will leave some items after they will go back home.
Internet: rare house has internet access – so you will need to take care about it by yourself (for example buy local Wi-Fi USB modem). If near your place to live will be any free Wi-Fi hot spot – maybe you don’t need to have internet at home?
Price: don’t be surprised that the price for renting place can be different for foreigners (higher) and local people. In this case you can’t change anything just try to negotiate as much as possible, make some deals – for example if you moved to empty house, try to agree that you will leave in the house everything that you will buy (after you will go home), so they could give less rental price and etc.
What you need to think about before starting to search the place to live
Location: where you want to live – in the city center, village, near university, far away from civilization and etc. From location sometimes depends and place rental price – in village will be cheaper, near university mostly cheapest places already will be booked by local students, city center – can be quite expensive.
Living place: in what kind of place you want to live – dormitory (“kos putri” – girl’s dormitory, “kos putra” – boy’s dormitory, not so often you can find mixed dormitory), boarding house, separate house and etc.
Sharing the place: with whom you want to live – alone, with other students, local people or family, how many people maximum you would like to live with and etc.
Equipment: what minimum equipment you need to be in a house – if you have enough time to search the place to live, don’t want to buy some things by yourself, some of the stuff you really need and can’t live without it – you can try to find your “dream place”. It will take much more time, also can be difficult to find other housemates (like everyone will be in a hurry to find a place to live) and can cost more. My advice – try to find suitable place for yourself and then try to find the way to get things that is really necessary for you (for example instead of air conditioning you can buy more powerful fan :)).
Price: how much maximum money you can afford to pay for the place to live – if one house will rent more people, one room price for you will be cheaper, the dormitory can be cheaper as well.
And any other things that for you are important – for example, do you want to have a garden? Should the house be far for neighbors and etc. Each additional requirement means longer time to find your “dream place”, can cost more money.
How to find a place to live
Current students place: in the end of Darmasiswa scholarship period, before coming new students, usually the current program students put some ads about free rooms, houses and etc. to Darmasiswa program “Facebook” pages, informs their university program coordinator, writes to their countries new students e-mails and etc. So you can get some information about free places already before coming to Indonesia. If nobody put any information – you can always ask previous students in the same “Facebook” pages and etc. My advice – agree to meet and look this places when you will be in your study city, like sometimes the pictures looks a bit different from reality, also you will see by your eyes the surrounding, meet the people with whom you will live and etc. There is no reason to take the first seen place from the pictures :).
Couchsurfing.com: if you are a member of “couchsurfing” before you will come you can write the post in the exact Indonesian city forum about searching place to live, your requirements and etc. Can be that some Indonesian members will have free place or will know who is renting a place. You can agree to see that place when you will be in Indonesia, can compare between some places that you will visit.
University “buddies”: each university should help you to find a place to live when you will arrive. Depends on the each university how they will manage that help but usually they have appoint some Indonesian students from their university to assist you in searching the place during of your first days of living. If you already have some places to see you can ask their help to drive you there or explain how to get there. Also if they know that there are some empty houses that before lived students, they will show you as well. But mostly of the times the place searching looks like this – you with local student just pass the streets near university or other area and asking people living there if they know who is renting the places. Usually they show the direction, gives the contact and you go to see. And you will go from one place to another, till you find what is satisfies you. Also the “buddies” can search some free places in local website renting places and suggest you to go there. The main thing that you won’t have too much time for searching – like many Indonesian students will come to search the places at the same time like Darmasiswa students. You won’t be the only one searching for the place – other foreigner students will search it as well. If you won’t find “perfect place” where to live so quickly and will be lucky enough – you can rent other place for couple of months and during it search for the place that really suits you and move there. In worst case maybe you could live in student’s places who already found the place and during couple of days search still for a house.
My advice – even if “buddies” can get some benefits from university to helping you, you always can thank them inviting for a dinner and paying for them or etc. like “buddies” will help you in a future as well and its nice polite sign :).
Dormitory: some of universities have their own dormitories and can suggest living there (mostly NOT for free). But there will be some rules; you will need to share bathroom, kitchen and etc. with many students, mostly Indonesian ones. The good thing that dormitories usually is near universities and can be cheaper that rent a room in a house.
Important notes that you need to be attention before choosing the place
Notice: all the prices written according 05 2015 information.
Place visiting time: If it’s possible check the house in early morning (till ~12:00 pm) then you will see if every day in the morning will be noisy. Like Indonesians morning persons and usually after the first praying (~4:00 am) they start to make their daily works around their houses. During lunch – people usually have some rest, so will be very quiet around and can give you wrong impression about surrounding.
Neighbors: ask the owner of the place who is the neighbors, what they do in life, maybe the owner have some comments about them. It’s important because you will know what to expect – if they don’t work daily, most probably they will usually be interested in your house, walking around it, coming to speak and etc. If you want to have some privacy such neighbors not the best ones. Check if neighbors don’t have cocks – otherwise every morning you will be waked up if not because of praying then because of cocks – but you can use to it after some time.
Trash hole: ask the owner where they put trash (in the villages is very common that they just have a big hole for trashes which is burning every week, so evaluate if such hole is not around your place, like the smell of burning trashes is very awful).
Water pond: check if around your place there is no water pond – like in rainy season you will have a lot of mosquitoes, frogs “orchestra” and other flies. Also during rainy season can be more humid than in other places without water pond around. My recommendations what to do during the rainy season in Indonesia.
Mosque: look around if there are any mosques near place. Probably you won’t find a place without mosques somewhere near but sometimes the mosques can be in front of the place and during all praying it will be very noisy as well many people will pass your street. Usually people used to praying sound after some time, but better if the mosques is a bit further from the place.
Owners living place: ask where the owner lives. If owner lives near your place, first months it can be you will have “visitors” quite often, just checking how you are doing, what you did inside and etc. I know example when the owner was coming to take a shower in the rented house without any warning, like lived very near. But in this case also sometimes you can get breakfast, some sweets for free, invitations to participate in family celebrations.
Kids: check if in neighborhood lives kids. In one hand it’s very nice to spend time with them, play, teach English and etc. but in other hand they can be very curious and not polite – coming inside, playing and damaging your stuff, steering all the time, making noises and etc.
Street: see if around there is any main street where many people are passing. In this case from early morning will be a lot of noise.
Inside/outside the place:
Roof: try to evaluate the condition of tilling – if it’s look like old, maybe during the rainy season it can be licking in some parts. Ask the owner about this. Also if it’s bamboo roof, ask to cover it from inside, like during rainy season it can be liking a lot.
Ceiling: during dry season place without ceiling will be quite dusty. Also during rainy season ceiling can absorb some drops from the roof. If there is no ceiling – ask owner to make it. In worst case – you can buy stronger textile and cover the space between roof and rooms (I did like this).
Fence: if the place has any fence or territory marking – only better. It means that people won’t come inside place territory without invitation, otherwise – you will get many local visitors. It’s not bad – they are just curious, because not all the time they have foreigners living around, just sometime it can be annoying when they are sitting in your place terrace, speaking, gossiping, sometimes cooking and etc.
Local community: groups of houses belong to different “RT” – the smallest unit of governmental system to manage the living area. Each “RT” has their own community leader that makes decisions, solves the problems. Usually when new people moves to the place in “RT”, the owner goes to community leader to inform about new residents, gives their passport copy. It’s very important to know what are the rules of “RT” that you want to move in, for example till what time can be guests in your place, can anybody live during the night and etc. Before decide to move ask all the rules. In each “RT” can be different rules.
If you are a couple: in Indonesia if you are not marriage couple can be a bit difficult to find a place to live. Like locals doesn’t accept living together female and male without marriage. Some of the “RT” is more open to foreigner’s couples but some of them can ask proves (documents) that you are married. My advice, tell owner and you are married but don’t have paper with you, don’t forget to wear a rings. But in public, in community don’t behave too much intimate. I understand that lying is not the best way, but otherwise it can take much more time for you to find a place where community will accept you like a living couple without marriage.
Period of renting: most of the people want to rent their place for 1 year, try to negation at least renting first for 6 months, if everything will be ok, you will live other 6 months (better to agree about rest 3 months, like during the summer you will be probably mostly traveling, so your place will be empty). If not, you will move out. Some of the places you can rent for 6 months, even find monthly renting (but this is quite rear).
Fixing the place: if before moving to the place you asked owner to fix some parts or make it, they can ask additional money for this things.
Trash: can be that around your place won’t be any trash can. Possible that there will be trash taking service. Or you can put it to the public trash canes, but usually it’s only several spot in town (in Yogyakarta) and not near.
Can be as well other exceptions, for what the owner can ask you to pay.
Contract: after you will agree that you are renting the place ask the contract written in bahasa Indonesian and English language. Don’t forget to put the information how much you gave money, for which period you will rent a place, if you will decide to move they will return all the money for months that you won’t live there. Maybe you will agree that some parts of the pace they will fix – put this information to the contract as well and other information what you agreed. All contracts counted legal if you putting the stamp on it – stamp you can buy in shops, even in eating places – just ask the owner where you can find it.
Price: the prices for renting in different cities, the same city districts can be very different. For example in Yogyakarta in north more expensive than in south, as well the price depends for how long you are renting, is it furnished place or not and etc. For example prices from Yogyakarta south area:
Dormitory for 1 year (very small room with only bed, shared kitchen, bathroom with 6 or more people) – ~1 200 000 Rp/per year.
A room in the house for monthly rent (without internet, shared kitchen, bathroom with 2 and more people) – ~ 300 000 Rp/per month.
A room in the 5 room house for monthly rent (with internet, laundry, cleaning the place, shared kitchen, bathroom) – ~ 700 000 Rp/per month.
A brick house without furniture for 1 year can start from ~7 000 000 Rp/per year , with furniture ~21 000 000 Rp/per year and more.
A traditional house (with bamboo cover, water from well, without furniture) for 1 year can cost ~ 2 500 000 Rp/per year.
Truly to say, the prices can be different according how lucky you are to find the cheap place, how many people will live with you and etc.
What is usually not included to the place renting price:
Drinking water: you should buy water gallons for drinking water, like drink from sink forbidden.
Gas: if you will use stove with gas, you should buy gas gallons and then refill it after it finished.
Electricity: sometimes the houses have old electricity counters, in this case the owner each month will say how much you need to pay. Other places have new counters, where you need to put prepaid (“pulsa”) cards. Every time the electricity will finish you will need to buy new prepaid card and put the code.
Good luck to find the place that you really like!
Recommendations after you will move in
Present yourself: go to nearest neighbors, say who you are, where you are from and what are you studying. This will help for neighbors think that you are not arrogant foreigner, neighbors will be more helpful for you in a future. If there are some old neighbors, kids – bring them some sweats, vitamins, maybe some souvenirs from your country.
Be polite with all people: smile to everyone that you will meet on the way, say “hello”, if they speaking with you, try to explain that you don’t understand. Don’t be rude if they will ask very personal questions.
Participate in community activities: if neighbors invited you to a celebration – join it. It will help to find more about Indonesian culture also you will be polite sign from your side.
Suggest your help: if you have time – suggest teach neighbors kids English language or make some activities with them and etc.
Accept gifts: if neighbors, owner will suggest you some food or something else – accept it. If you don’t like the food that they gave – next time just say in polite way that you already eat, you are full. Accept if they will invite you for a tea – find couple of minutes for it.
Rules: keep following the community rules if they presented them to you.
Keep your stuff inside
Shoes: don’t leave your shoes outside during the night – even if owner will say that surrounding is safe. Some of the people think that foreigner’s shoes can be much better than locals and can take it, later sell in second hand markets.
Transport: keep your transport (motorbike, bicycle) inside the house during the night.
Turn on the light outside: if your place has outside lamp, keep it on when becomes dark outside till morning. If during the day you are leaving and know that will come back late or during the travels – turn it on before you leave. Those lights are like “street” lightning, helps to see the way for drivers.
Cleaning: keep your place surrounding clean.
Close the windows and doors: when you are leaving (even during the daytime) close all windows and doors. If windows have curtains – close them.
Home wear: if you are going outside with home wear don’t use too short shorts, skirts or too open T-shirts. Probably nobody will say you anything if they see you in such clothes but you can get more attention and staring from locals.
Here is some advice to build good relationship with Indonesian people. If you come for short visit, local people won’t expect you to follow all good manners in Indonesia, but if you will stay longer they will appreciate if you will follow some main “rules”.
By the way in different islands can be other good manners than written here.
After you will know less or more Indonesian language, communicate with unfamiliar and elder people in formal language.
In Indonesia, when you address someone, it would consider more polite if you use these specific terms before mentioning the name: Bapak (in short – Pak) for Mr., Ibu (in short – Bu) for Mrs., Mas for young man and Mbak for Miss/ young woman.
If you disagree with someone, or if you want to express your dissatisfaction, avoid to raise your voice, and to lose your composure.
Smile and say “hello” for everyone that you pass, even if you don’t know that person (especially in Java island).
Remember to remove your shoes or sandals at the door to a house. In some shops, public places you will see as well that people removes their shoes – so just follow the locals and will be easy to know when to remove it.
Don’t wear translucent clothes, slippers, shorts, very open T-shirts, or short skirt/dress in the formal places (university, office room, immigration office and etc.). It’s impolite and disrespectful.
In Indonesia, people are more discreet than in Europe or other countries. Usually girls wear a T-shirt, rarely a low-cut or a sleeveless T-shirt. Nobody will criticize you because of your clothes; nobody will do anything but don’t feel harassed when you get stares.
One-piece swim costume better to wear in beaches where comes not a lot of tourist or just swim with shorts and T-shirt – like its common between Indonesian people. Separate swim costume can wear in touristic beaches.
Don’t act in public too intimate – kissing, hugging, excessive touching (especially in Muslim islands).
When pointing at something, people (especially Javanese) tend to use the thumb rather than an index finger.
Avoid standing with hands on hips as it can be construed as anger or a threat (especially in Java island).
Avoid touching or passing object over the top of anyone’s head as it is viewed as the most sacred body part.
If you visiting Indonesian people (especially in Java island) is polite to stay in his/her place till 9:00-10:00 pm, if this person is very close friend, relative you can stay till 11:00 pm (on Saturday, during celebrations as well you can stay till this time). If in the house lives only foreigners, local people are more flexible with visiting hours – but they will be appreciate if loud music, activities that makes noise after 10:00-11:00 pm would be reduce.
If you are guy and visiting Indonesian girl it’s much better if you stay with her outside in terrace or inside with a bit open entrance doors – it will help avoid gossips that inside something happen. As well don’t be surprised if you are foreigner girl and Indonesian guy during visit will suggest to sit outside open area, not inside the house. These things are more common in Java island.
As well Indonesians (especially kids, teenagers) when they greet and elder (a respected person in the community, a teacher, parents, grandmother, and etc.), move their offered hand to slightly touch their forehead, named “salim”. Like a foreigner you are not obligatory to do that.
And most important thing, don’t call anyone “dog” – “anjing” – because it’s lower than a human. Like in Indonesia most of the people are Muslims, “dog” counted like “dirty” wight, so if you call someone like this it means you call him “dirty unhuman”.
Information used from Javanese people sharing and internet sources, as well some pictures.
SHARE YOUR THOUGHTS
What other good manners you found out in Indonesia?
Do you have any similar good manners in your home country?
Which manners surprised you the most during your trips in Asia?